Sophie Venz is a former Deputy Editor at Forbes Advisor. She is an experienced editor and features reporter, and has previously worked in the small business and start-up reporting space. Previously ...

Banks are there to work for you and your money, providing an array of services and solutions to make sure your finances not only stay in order, but grow. That includes offering credit cards to ...

Like the location of Genghis Khan's tomb, the precise formula for guaranteed credit card approval is a bit of a mystery. After all, credit scoring companies like FICO and VantageScore don't share the ...

As a freelance personal finance writer since 2008, Jason has contributed to over 100 outlets including Forbes, USA Today, Newsweek, Time, U.S. News, Money.com and NerdWallet. As an industry leader, ...

On a brighter note (at least where credit cards are concerned), certain actions could put you in a better position to qualify for the new account you wish to open. So, before you fill out your next ...

Being a bank customer, you must have received communication from various channels mentioning that you are pre-approved for a credit card. You must have got this communication through SMS, phone calls, ...

Applications can take days to be approved, especially if additional information is needed. Common reasons for a pending application include frozen credit reports, mistakes on the application and too ...

Getting the right credit card starts with knowing your credit score, which can help you narrow down options you’re most likely to be approved for. Understanding credit card terms and what you’re ...

This is an excerpt from Dollar Scholar, the Money newsletter where managing editor Julia Glum teaches you the modern money lessons you NEED to know. Don’t miss the ...

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. When you apply for a credit card, the issuer completes what is known as a hard inquiry, or hard pull, on ...

Jessica is a freelance writer, professional researcher and mother of two rambunctious little boys. She holds a Master of Science degree in Cognitive Research Psychology and a Bachelor's degree in ...