GOBankingRates on MSN
Best CD rates today: January 1, 2026 — earn up to 5.11% APY
With the Fed cutting rates recently, the best CD rates today may not last long. Grab a top APY of up to 5.11% before the ...
If you’re concerned that rates will fall in the future, a five-year CD can help you guarantee a fixed yield for several years ...
Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates move lower.
Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...
The best short-term CD rates can help you reach your savings goals faster.
Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...
On average, certificate of deposit rates are pretty paltry: Average CD yields this month range from just 0.23% for 1-month terms, to 1.7% for 12-month accounts, according to the largest government ...
CD rates are still competitive despite recent drops, but where they head in 2026 will depend on numerous factors.
Certificates of deposit continue to offer some of the most competitive returns available today, with top rates of up to 4.35% APY across various terms. CDs are like a financial safety net: Once you ...
If you have a large amount of money to deposit, today's best jumbo CD rate is 4.28% APY, offered by GTE Financial. Compare the best jumbo CDs that are nationally available from banks and credit unions ...
While anything can happen, experts largely expect that CD rates will fall in early 2026. For one, the Federal Reserve has ...
Discover how CDs work, offering secure savings with fixed interest rates. Learn about terms, early withdrawal penalties, and how they compare to other accounts.
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