Learn how the Credit Repair Organizations Act (CROA) protects consumers by regulating credit repair companies and ensuring transparent service advertising.

Many people have spotty credit history — or bad credit. Even if it’s not your fault, having bad credit can limit your options when it comes to getting a loan, credit card or even certain jobs. It can ...

Our editorial team was among the first to thoroughly research, evaluate and pick the best credit repair companies in the ...

Credit repair is a term used to describe the process of restoring your credit rating. You can hire a credit repair company to do the legwork for you or repair your credit on your own. You could also ...

Take a Financial Relief Quiz. Get matched with an Authorized Partner. Although managing your daily budget and improving your credit score are things you can do on your own, sometimes we all need a ...

The term credit repair broadly refers to improving an individual's credit score. Often, this involves contacting credit bureaus to dispute damaging, inaccurate information on credit reports. For a fee ...

Working with a credit repair company could provide some much-needed relief if you’re struggling with significant credit issues. Credit repair companies can identify and remove inaccurate or incomplete ...

The settlement found that the companies charged customers illegal "advance" fees, violating federal laws related to telemarketing. If the settlement is approved, the companies face a $2.7 billion ...

After working for decades in the consumer credit system, I have become familiar with the invisible barriers that exist in our economy, barriers that impede hardworking Americans from accessing credit ...

SPONSORED CONTENT is content paid for by a partner. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Money Research Collective’s editorial team ...

Credit report mistakes are much more common than you might think. And, while you can remove inaccurate information from your credit report yourself, the process is often frustrating and time consuming ...