Make wiser choices about credit and debt, investing, education, real estate, insurance, spending, and more.

The holiday season usually puts retailers in the black, but as the recession drags on, retailers have seen a slump in their holiday sales. With consumers buying fewer and less expensive gifts, ...

Kelly Ernst has written extensively about personal finance, careers, freelancing, and lifestyle topics, with her work appearing on The Penny Hoarder, The Write Life, Budgets Are Sexy, and Business ...

After a decade of tepid economic growth coupled with soaring college tuition costs, many are concerned about the value of a college education. Undergraduates feel increasingly pressured to choose ...

The first thing I do after shopping is hand over a little plastic card to the cashier. I don’t mean my generous cash-back credit card — I mean a store loyalty card. I have one for every big chain ...

Many people look forward to retirement as a time to travel, garden, play golf, or visit their grandchildren. Others have no definite plans beyond a vague idea about “relaxing.” When they leave work, ...

These days, cryptocurrency investments are one of the hottest topics in the investing realm. Investors buy digital currencies such as Bitcoin, Ethereum, and Dogecoin through cryptocurrency exchanges ...

The practice of using the law to resolve conflicting claims has been in place since Hellenic times, and Americans in particular have embraced the courtroom with exceptional fervor. There is a new ...

I am a single parent with a teenage son, and as a writer with an ever-changing level of income, I’m always watching what I spend. Many Americans are in my situation, and many have slashed their ...

If you aren’t in the habit of buying designer clothes, you’re still probably aware they’re expensive — but you may not realize just how expensive. Run a quick search on “designer clothing,” and the ...

Everyone feels the temptation to try to time the market – the stock market, the housing market, any market. It’s human nature to try to be cleverer than everyone else. And it’s only the beginning of ...

The prospect of free travel is so alluring that an entire industry has sprung up around collecting frequent flyer miles. Hotels, rental car agencies, and of course credit cards all offer enticing ...