Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

A checking account is a basic financial tool that allows users to safely make purchases, pay bills, withdraw cash and deposit funds. But maintaining one can be expensive: In 2024, Americans paid ...

CIT’s Platinum Savings account pays 3.75% APY on balances of $5,000 or more. If your balance dips below $5,000, it earns a paltry 0.25% APY. If you tend to carry high balances — at least $5,000 — this ...

Easy access cash ISAs enable savers to pay in up to £20,000 in the 2025/26 tax year and earn their interest tax-free. These plans pay variable rates of interest, with some boosting the amount with a ...

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