Born and raised in Lynnfield, Jonathan Luders has never forgotten where his journey began. This year, the Lynnfield Middle ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Drazen Zigic / Getty Images A trade line is created on a borrower’s credit report to track ...

Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

Elizabeth Blessing is a financial writer and editor specializing in growth investing, high-yield stocks, small caps, and gold investing. Charlene Rhinehart is a CPA , CFE, chair of an Illinois CPA ...