The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

New credit scoring models rolling out across the mortgage industry could dramatically increase the number of Americans who receive a credit score — but experts warn that borrowers shouldn’t confuse a ...

Corporate credit rating is a problem of classifying high-dimensional feature vectors. Traditional corporate credit rating methods primarily rely on statistical models, machine learning models, or ...

HARDY cracks the top 10 of Billboard’s Country Airplay chart for a fifth time as “Favorite Country Song” surges 12-7 on the list dated Nov. 29, up 17% to 20.5 million in audience Nov. 14-20, according ...

Starting Nov. 15, Fannie Mae is eliminating its 620 minimum middle credit score requirement for purchase and refinance home loan credit decisions. Fannie is following Freddie Mac’s lead from several ...

Gen Z has experienced the largest credit score decline of any age group, according to a FICO report. The resumption of student loan payments, high inflation and a tough job market are key factors ...

When it comes to credit scores, having student loans can be a blessing or a curse, depending on how borrowers manage the debt. If you graduated from college with minimal or no student loans, count ...

Fair Isaac is upending the credit-scoring industry by giving mortgage lenders a way to get its credit scores without buying them from Experian, Equifax EFX0.68%increase; green up pointing triangle or ...

Fair Isaac Corp. will now sell credit scores directly to mortgage resellers, a move that sent shares of third-party credit bureaus plunging. Through a new program, mortgage resellers will be able to ...